/* ── INSURANCE.CSS: Carrier landing page styles (/insurance/:carrier) ────────
   Design language: dark navy hero, white body, navy/blue/red brand, same tokens as services.css.
   ──────────────────────────────────────────────────────────────────────────── */

body { background: var(--off-white, #f9fafb); }

/* ── HERO ── */
.ins-hero {
  background: linear-gradient(135deg, #0f1c3f 0%, #1a2744 60%, #1e3a8a 100%);
  padding: 56px 24px 48px;
}
.ins-hero-inner {
  max-width: 900px;
  margin: 0 auto;
}
.ins-hero-badge {
  display: inline-block;
  background: rgba(251,191,36,0.12);
  border: 1px solid rgba(251,191,36,0.35);
  color: #fbbf24;
  font-size: 0.73rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  padding: 4px 13px;
  border-radius: 20px;
  margin-bottom: 16px;
  text-transform: uppercase;
}
.ins-hero h1 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.22;
  margin: 0 0 14px;
}
.ins-hero-sub {
  font-family: var(--font-body, 'DM Sans', sans-serif);
  font-size: 1rem;
  color: #cbd5e1;
  max-width: 660px;
  line-height: 1.65;
  margin: 0 0 18px;
}
.ins-hero-highlight {
  display: inline-block;
  background: rgba(251,191,36,0.12);
  border-left: 3px solid #fbbf24;
  color: #fde68a;
  font-size: 0.87rem;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 0 6px 6px 0;
  margin-bottom: 24px;
}
.ins-hero-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  align-items: center;
}
.ins-hero-ctas .btn-primary {
  display: inline-block;
  background: #fbbf24;
  color: #0f1c3f;
  font-weight: 800;
  font-size: 0.95rem;
  padding: 13px 26px;
  border-radius: 8px;
  text-decoration: none;
  transition: background 0.2s;
}
.ins-hero-ctas .btn-primary:hover { background: #f59e0b; }
.ins-hero-ctas .btn-secondary {
  display: inline-block;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.25);
  color: #ffffff;
  font-weight: 700;
  font-size: 0.93rem;
  padding: 13px 22px;
  border-radius: 8px;
  text-decoration: none;
  transition: background 0.2s;
}
.ins-hero-ctas .btn-secondary:hover { background: rgba(255,255,255,0.18); }

/* ── MAIN LAYOUT ── */
.ins-main {
  max-width: 1100px;
  margin: 0 auto;
  padding: 40px 24px 80px;
}
.ins-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 36px;
  align-items: start;
}
@media (max-width: 860px) {
  .ins-layout { grid-template-columns: 1fr; }
  .ins-sidebar { order: -1; }
}

/* ── SSN TRUST BLOCK ── */
.ssn-block {
  background: linear-gradient(135deg, #0f1c3f 0%, #1a2744 100%);
  border: 1px solid rgba(251,191,36,0.2);
  border-radius: 12px;
  padding: 22px 26px;
  margin-bottom: 28px;
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.ssn-icon { font-size: 1.8rem; flex-shrink: 0; line-height: 1; }
.ssn-content h3 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 1rem;
  font-weight: 800;
  color: #ffffff;
  margin: 0 0 8px;
}
.ssn-content p {
  font-size: 0.87rem;
  color: #cbd5e1;
  margin: 0;
  line-height: 1.6;
}
.ssn-content strong { color: #fbbf24; }

/* ── SECTION HEADINGS ── */
.ins-section-title {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gray-900, #111827);
  margin: 0 0 18px;
}

/* ── HOW IT WORKS ── */
.ins-steps {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.ins-step {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.ins-step-num {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: #1e40af;
  color: #fff;
  font-weight: 800;
  font-size: 0.88rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}
.ins-step-body strong {
  display: block;
  font-size: 0.93rem;
  color: var(--gray-900, #111827);
  margin-bottom: 3px;
}
.ins-step-body p {
  font-size: 0.87rem;
  color: var(--gray-600, #4b5563);
  margin: 0;
  line-height: 1.55;
}

/* ── ZERO OUT OF POCKET CALLOUT ── */
.zero-callout {
  background: #eff6ff;
  border: 1.5px solid #bfdbfe;
  border-radius: 12px;
  padding: 18px 22px;
  margin-bottom: 28px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.zero-callout-icon { font-size: 1.5rem; flex-shrink: 0; line-height: 1; }
.zero-callout h3 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 0.97rem;
  font-weight: 800;
  color: #1e3a8a;
  margin: 0 0 6px;
}
.zero-callout p {
  font-size: 0.87rem;
  color: #1e40af;
  margin: 0;
  line-height: 1.55;
}

/* ── SHOP PHOTO BLOCK ── */
.ins-shop-photo {
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 28px;
  box-shadow: 0 4px 18px rgba(0,0,0,0.09);
}
.ins-shop-photo img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}
.ins-shop-photo-caption {
  background: #f0f4ff;
  padding: 12px 16px;
  font-size: 0.8rem;
  color: #1e3a8a;
  font-weight: 600;
}

/* ── TRUST CHECKLIST ── */
.ins-trust-list {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.ins-trust-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.9rem;
  color: var(--gray-700, #374151);
  line-height: 1.5;
}
.ins-trust-list .chk { color: #16a34a; font-weight: 800; flex-shrink: 0; }

/* ── ANTI-STEERING BLOCK ── */
.anti-steer-block {
  background: #f0fdf4;
  border: 1.5px solid #86efac;
  border-radius: 12px;
  padding: 18px 22px;
  margin-bottom: 28px;
}
.anti-steer-block h3 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 0.93rem;
  font-weight: 800;
  color: #14532d;
  margin: 0 0 7px;
}
.anti-steer-block p {
  font-size: 0.86rem;
  color: #166534;
  margin: 0;
  line-height: 1.55;
}

/* ── WHY NOT SAFELITE TABLE ── */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 4px rgba(0,0,0,0.07);
  margin-bottom: 28px;
}
.comparison-table th {
  background: #1e3a8a;
  color: #fff;
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 0.88rem;
  font-weight: 800;
  padding: 12px 16px;
  text-align: left;
}
.comparison-table th:nth-child(2) { text-align: center; }
.comparison-table th:nth-child(3) { text-align: center; }
.comparison-table td {
  padding: 11px 16px;
  font-size: 0.87rem;
  border-bottom: 1px solid var(--gray-100, #f3f4f6);
  vertical-align: middle;
}
.comparison-table tr:nth-child(even) td { background: var(--gray-50, #f9fafb); }
.comparison-table tr:last-child td { border-bottom: none; }
.comparison-table td:first-child { font-weight: 700; color: var(--gray-800, #1f2937); }
.comparison-table .safelite-col { text-align: center; color: var(--gray-500, #6b7280); font-size: 0.82rem; }
.comparison-table .legendary-col { text-align: center; color: #16a34a; font-weight: 600; }
.comparison-table .safelite-col::before { content: '✗ '; }
.comparison-table .legendary-col::before { content: '✓ '; }

/* ── FAQ ACCORDION ── */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--gray-200, #e5e7eb);
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 28px;
}
.faq-item {
  border-bottom: 1px solid var(--gray-200, #e5e7eb);
}
.faq-item:last-child { border-bottom: none; }
.faq-q {
  display: flex;
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 15px 18px;
  font-family: var(--font-body, 'DM Sans', sans-serif);
  font-size: 0.91rem;
  font-weight: 700;
  color: var(--gray-900, #111827);
  cursor: pointer;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: background 0.15s;
}
.faq-q:hover { background: var(--gray-50, #f9fafb); }
.faq-q.open { background: var(--gray-50, #f9fafb); }
.faq-arrow { font-size: 0.72rem; color: var(--gray-400, #9ca3af); flex-shrink: 0; transition: transform 0.2s; }
.faq-q.open .faq-arrow { transform: rotate(180deg); }
.faq-a {
  display: none;
  padding: 0 18px 15px;
  font-size: 0.87rem;
  color: var(--gray-600, #4b5563);
  line-height: 1.65;
}
.faq-a.open { display: block; }

/* ── BOTTOM CTA BAND ── */
.ins-cta-band {
  background: linear-gradient(135deg, #0f1c3f, #1e3a8a);
  border-radius: 14px;
  padding: 30px;
  text-align: center;
  margin-top: 8px;
}
.ins-cta-band h2 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 1.15rem;
  font-weight: 800;
  color: #ffffff;
  margin: 0 0 8px;
}
.ins-cta-band p {
  font-size: 0.88rem;
  color: #cbd5e1;
  margin: 0 0 18px;
}
.ins-cta-band-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}
.ins-cta-band .btn-gold {
  display: inline-block;
  background: #fbbf24;
  color: #0f1c3f;
  font-weight: 800;
  font-size: 0.93rem;
  padding: 12px 26px;
  border-radius: 8px;
  text-decoration: none;
}
.ins-cta-band .btn-white {
  display: inline-block;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.25);
  color: #ffffff;
  font-weight: 700;
  font-size: 0.9rem;
  padding: 12px 22px;
  border-radius: 8px;
  text-decoration: none;
}

/* ── SIDEBAR ── */
.ins-sidebar {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.ins-sidebar-card {
  background: #ffffff;
  border: 1.5px solid var(--gray-200, #e5e7eb);
  border-radius: 12px;
  padding: 20px;
}
.ins-sidebar-label {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--gray-400, #9ca3af);
  margin: 0 0 12px;
}
.sidebar-cta-primary {
  display: block;
  background: #1e40af;
  color: #ffffff;
  font-weight: 800;
  font-size: 0.93rem;
  padding: 13px 18px;
  border-radius: 8px;
  text-decoration: none;
  text-align: center;
  margin-bottom: 9px;
  transition: background 0.2s;
}
.sidebar-cta-primary:hover { background: #1e3a8a; }
.sidebar-cta-secondary {
  display: block;
  background: var(--gray-50, #f9fafb);
  border: 1px solid var(--gray-200, #e5e7eb);
  color: var(--gray-700, #374151);
  font-weight: 700;
  font-size: 0.88rem;
  padding: 11px 18px;
  border-radius: 8px;
  text-decoration: none;
  text-align: center;
}
.sidebar-addr {
  font-size: 0.8rem;
  color: var(--gray-500, #6b7280);
  line-height: 1.5;
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--gray-100, #f3f4f6);
}
.sidebar-addr strong { color: var(--gray-800, #1f2937); }
.sidebar-trust ul {
  list-style: none;
  padding: 0;
  margin: 0 0 12px;
  display: flex;
  flex-direction: column;
  gap: 7px;
}
.sidebar-trust li {
  display: flex;
  gap: 7px;
  font-size: 0.84rem;
  color: var(--gray-700, #374151);
}
.sidebar-trust .chk { color: #16a34a; font-weight: 800; }
.other-carriers a {
  display: block;
  font-size: 0.85rem;
  color: #1e40af;
  font-weight: 700;
  text-decoration: none;
  padding: 4px 0;
  border-bottom: 1px solid var(--gray-100, #f3f4f6);
}
.other-carriers a:last-of-type { border-bottom: none; }
.other-carriers a:hover { text-decoration: underline; }
.services-covered a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--gray-700, #374151);
  text-decoration: none;
  font-weight: 600;
  padding: 9px 0;
  border-bottom: 1px solid var(--gray-100, #f3f4f6);
}
.services-covered a:last-of-type { border-bottom: none; }
.services-covered a:hover { color: var(--blue, #1e40af); }
.ins-sidebar-photo {
  border-radius: 10px;
  overflow: hidden;
  border: 1.5px solid var(--gray-200, #e5e7eb);
}
.ins-sidebar-photo img { width: 100%; height: 140px; object-fit: cover; display: block; }
.ins-sidebar-photo figcaption {
  padding: 12px 14px;
  font-size: 0.78rem;
  color: var(--gray-500, #6b7280);
  line-height: 1.5;
}
.ins-sidebar-photo strong { color: var(--gray-800, #1f2937); }
.ins-reviews-card {
  background: linear-gradient(135deg, #0f1c3f, #1a2744);
  border-radius: 12px;
  padding: 18px 20px;
}
.ins-reviews-card .ins-sidebar-label { color: rgba(255,255,255,0.4); }
.stars { color: #f59e0b; font-size: 1rem; letter-spacing: 1px; margin-bottom: 8px; }
.ins-reviews-card p {
  font-size: 0.83rem;
  color: rgba(255,255,255,0.7);
  margin: 0 0 12px;
  line-height: 1.5;
}
.btn-review {
  display: block;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: #fff;
  font-weight: 700;
  font-size: 0.83rem;
  padding: 9px 14px;
  border-radius: 8px;
  text-align: center;
  text-decoration: none;
  transition: background 0.2s;
}
.btn-review:hover { background: rgba(255,255,255,0.18); }

/* ── SUCCESS STATE ── */
.ins-success {
  max-width: 560px;
  margin: 40px auto;
  background: #fff;
  border: 1.5px solid #86efac;
  border-radius: 16px;
  padding: 40px;
  text-align: center;
}
.ins-success-icon {
  width: 56px;
  height: 56px;
  background: #f0fdf4;
  border: 2px solid #86efac;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  font-size: 1.5rem;
  color: #16a34a;
}
.ins-success h2 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 1.4rem;
  font-weight: 800;
  color: #111827;
  margin: 0 0 10px;
}
.ins-success p {
  font-size: 0.93rem;
  color: #4b5563;
  line-height: 1.6;
  margin: 0 0 20px;
}

/* ── FORM ── */
.insurance-form-card {
  background: #ffffff;
  border: 1.5px solid var(--gray-200, #e5e7eb);
  border-radius: 14px;
  padding: 28px;
  margin-top: 8px;
}
.insurance-form-card h2 {
  font-family: var(--font-display, 'Manrope', sans-serif);
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--gray-900, #111827);
  margin: 0 0 4px;
}
.insurance-form-card > p {
  font-size: 0.87rem;
  color: var(--gray-500, #6b7280);
  margin: 0 0 20px;
}
.form-group {
  margin-bottom: 14px;
}
.form-group label {
  display: block;
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--gray-700, #374151);
  margin-bottom: 5px;
}
.form-group input, .form-group select, .form-group textarea {
  width: 100%;
  padding: 10px 12px;
  border: 1.5px solid var(--gray-200, #e5e7eb);
  border-radius: 8px;
  font-family: var(--font-body, 'DM Sans', sans-serif);
  font-size: 0.9rem;
  color: #111827;
  box-sizing: border-box;
  transition: border-color 0.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none;
  border-color: #1e40af;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-row-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 10px; }
@media (max-width: 500px) {
  .form-row, .form-row-3 { grid-template-columns: 1fr; }
}
.btn-submit {
  width: 100%;
  background: #fbbf24;
  color: #0f1c3f;
  font-weight: 800;
  font-size: 0.97rem;
  padding: 14px;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  margin-top: 6px;
  transition: background 0.2s;
}
.btn-submit:hover { background: #f59e0b; }
.form-error {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #dc2626;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 0.87rem;
  margin-bottom: 14px;
}

/* ── MOBILE CTA BAR (sticky at bottom on mobile) ── */
.ins-mobile-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #fff;
  border-top: 1px solid #e5e7eb;
  padding: 10px 14px;
  gap: 10px;
  z-index: 200;
  box-shadow: 0 -2px 8px rgba(0,0,0,0.08);
}
@media (max-width: 640px) {
  .ins-mobile-cta { display: flex; }
  body { padding-bottom: 72px; }
}
.ins-mobile-cta a {
  flex: 1;
  text-align: center;
  padding: 11px 14px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.88rem;
  text-decoration: none;
}
.ins-mobile-cta .mcall {
  background: #1e40af;
  color: #fff;
}
.ins-mobile-cta .mtext {
  background: #f0fdf4;
  border: 1px solid #86efac;
  color: #14532d;
}